SPRINGFIELD, Ill. (WREX) — Starting July 1, 2021, the state will be verifying your car is insured electronically.
The new program requires insurance companies to work in conjunction with the Secretary of State’s office to confirm electronically that motorists have automobile insurance.
This program follows national standards established by the Insurance Industry Committee on Motor Vehicle Administration and is expected to reduce the number of Illinois motorists driving while uninsured.
"My office has led the effort to establish and implement an automobile insurance verification system online which will serve to reduce the number of Illinois motorists driving while uninsured," said Illinois Secretary of State Jesse White. "The message is simple: if you don’t have auto insurance, get covered now. It is the law."
Under the new Illinois Insurance Verification System (ILIVS), vehicle owners’ automobile insurance will be verified electronically at least twice a year at random intervals to ensure that vehicle owners are complying with the state’s mandatory automobile liability insurance laws.
The vast majority of vehicle owners will not have to do anything, as electronic verification of automobile insurance will be confirmed automatically.
If electronic verifications are unsuccessful, the Secretary of State’s office will send a written request to the vehicle owner giving them the opportunity to prove they have insurance before suspending their vehicle registration.
Vehicle owners must contact their insurance company or notify their insurance agent that they received a letter with a specific reference number from the Secretary of State.
The insurance agent’s responsibility is to confirm electronically with the Secretary of State – through www.ILIVS.com – that the vehicle owner does in fact have automobile insurance on the verification date stated in the letter.
Vehicle owners who are unable to prove insurance will face a license plate suspension and $100 reinstatement fee.
Vehicle owners who receive the letter should NOT VISIT a Driver Services facility; instead, they should CONTACT THEIR INSURANCE COMPANY OR AGENT who can provide the necessary electronic proof of insurance needed to cancel the license plate suspension.